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North Blenheim Mutual Insurance Company-Wood Stoves

Wood Stoves

Wood stoves are not just for aesthetics – for many rural homeowners, they are the primary method of heating their house. They must be operated properly and maintained regularly or else they could lead to serious fire hazards.

North Blenheim Mutual Insurance Company-Wood Stoves -hazzard

Did You Know?

Solid Fuel Burning Devices deposit creosote in pipes and chimneys – a fire hazard – these devices require careful maintenance, operation and regular cleaning.

A Checklist for Safety

Here is a quick review checklist of some helpful "dos" and "don'ts" if you use an alternative form of heating in your home.

  • Insurance that gives back
    We strive to charge only what we need to, and if our Board of Directors deems that we have collected more than we need for the claims presented to us, we give back! We have mailed refund cheques 6 times in the last 10 years.
  • Proudly Canadian and owned by you
    We are a Canadian company owned and run by our policyholders. Our board of directors are members of your community and are elected by our policyholders at our annual meeting. The board meets once a month to direct and guide the company.
  • Non-profit philosophy
    We operate on a non-profit philosophy. Our sources of income are policy premiums and investment income, and our expenses consist of claims and administration costs. Any surplus remains in the company and benefits our policyholders by reducing their premiums and ensuring the financial stability of the company. This non-profit philosophy means your insurance dollar is working hard for you.
  • Strength in numbers
    We are affiliated with a large group of mutual insurance companies, most of whom are like us, and have been operating for over 150 years. As a group, we are among the most financially secure insurers in the world and are one of the largest property insurers in Ontario. We have the strength and stability that guarantees claims can be paid in the event of a disaster. Each mutual backs every other mutual through the Fire Mutuals Guarantee Fund and the Farm Mutual Reinsurance Plan Inc. which ensures that we will be there for you when you need us.

For more information on the proper maintenance and operation of your wood stove, we recommend calling a professional.

North Blenheim Mutual Insurance Company-Wood Stoves -safety check
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